In the UK, renters insurance, also known as tenants insurance, is not a legal requirement for renting an apartment. However, many landlords and letting agents will require tenants to have renters insurance as part of their lease agreement.
Renters insurance can provide protection for your personal belongings in case of theft, fire, or other unforeseen events. It can also provide liability coverage in case of accidental damage to the property or injury to another person while on the premises.
If your landlord or letting agent requires renters insurance, it’s important to make sure you have the proper coverage before moving in. You can shop around for policies that meet your needs and budget, and make sure to provide proof of insurance to your landlord or letting agent before moving in.
Even if renters insurance is not required, it may still be a good idea to consider purchasing it for your own peace of mind and protection of your personal belongings.
